encentiwise · payment layer for the agent economy

Payment & Governance for the agentic economy.

AI agents can reason, plan, and execute - but they still can't pay. Encentiwise closes that gap. Autonomous USDC settlement, cryptographic receipts, fiat ready and spend governance your finance team can actually audit

x402 protocol USDC · Base L2 Fiat ready
[fig 01] · x402 network · live
[02] · protocol
Three steps from prompt
to settled payment.
step · 01
Deploy

Provision a W3C DID for your agent. Bind a wallet with scoped permissions — daily budget, per-transaction limit, velocity cap. Add endpoints to the allowlist from the provider directory.

$ encw agent deploy ./pricing-agent.ts ✓ compiled · DID provisioned ✓ wallet · 0x42a…b9c · Base L2 ✓ budget $5.00/day · limit $0.10/tx ✓ 3 endpoints allowed · agent live
step · 02
Reason & Pay

The agent calls wallet.fetch(). Encentiwise handles the full x402 handshake — receives invoice, validates schema, checks guardrails, settles USDC on Base, logs the receipt.

> INVOICE_REQUEST [PASS] > SCHEMA_VALIDATION [PASS] > BUDGET_VALIDATION [PASS] $0.050 ≤ $0.10 > ON_CHAIN_SETTLEMENT [PASS] Base · USDC > DATA_RECEIPT [PASS] 2,847 bytes
step · 03
Govern & Audit

Finance sees a live spend dashboard. Ops sets no-code policies. When an agent hits its budget, the circuit breaker fires automatically — halting spend and escalating to your dashboard.

BUDGET_EXHAUSTED → CIRCUIT_BREAKER_TRIP ↳ sub-agent tokens revoked ↳ pipeline frozen ↳ ops dashboard · notified ✓
[03] · live stream
What agents are buying,
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TIME  AGENT  ENDPOINT  PROTOCOL  TX  AMOUNT  STATUS
time agent endpoint protocol tx amount status
[04] · provider directory
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